It’s important for our clients to gauge the likelihood of achieving their planning objectives. As such, the focus of our analysis is on assessing a client’s ability to meet their goals. Our financial goal models are designed to clearly define a client’s spending objectives and then analyze the impact of these future cash outflows on their investment assets. We incorporate a goals-based planning framework which utilizes probability analysis, what-if scenarios, and stress testing.
A probabilistic approach is used to evaluate the odds of success of a client meeting their spending objectives. Multiple scenarios can be incorporated to analyze the impact that different variables may have on the plan. Stress testing is also applied to give the client a sense of how their plan might hold up under adverse circumstances.